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XCEL North Carolina Laws and Rules Practice Questions and Answers
XCEL North Carolina Laws and Rules Practice Questions and Answers Which of the following is NOT an unfair claim settlement practice? - Correct Answer ️️ -Needing written documentation of claim details Z is an agent who violated the Insurance Information and Privacy Protection Act. Z was then issued and served a statement of charges and notice of hearing by the Commissioner of Insurance. Z's hearing date must be at least ____ days after service of charges. - Correct Answer ️️ -10 ...
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- • 6 pages •
XCEL North Carolina Laws and Rules Practice Questions and Answers Which of the following is NOT an unfair claim settlement practice? - Correct Answer ️️ -Needing written documentation of claim details Z is an agent who violated the Insurance Information and Privacy Protection Act. Z was then issued and served a statement of charges and notice of hearing by the Commissioner of Insurance. Z's hearing date must be at least ____ days after service of charges. - Correct Answer ️️ -10 ...
Texas State Exam Simulator - Life and Health Insurance (200 Questions Practice Exam) Questions and Answers 100% Pass
Texas State Exam Simulator - Life and Health Insurance (200 Questions Practice Exam) Questions and Answers 100% Pass An annuity promises that, if the annuitant dies before receiving payments equal to the correct value, the payments will be continued to a beneficiary until an amount equal to the contract value has been paid. This type of annuity is called An installment Refund annuity A Straight Life annuity A Cash Refund annuity A Joint Life annuity - Correct Answer ️️ -An installm...
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Texas State Exam Simulator - Life and Health Insurance (200 Questions Practice Exam) Questions and Answers 100% Pass An annuity promises that, if the annuitant dies before receiving payments equal to the correct value, the payments will be continued to a beneficiary until an amount equal to the contract value has been paid. This type of annuity is called An installment Refund annuity A Straight Life annuity A Cash Refund annuity A Joint Life annuity - Correct Answer ️️ -An installm...
XCEL Chapter 1 Exam Review 2024 Questions and Answers
XCEL Chapter 1 Exam Review 2024 Questions and Answers Stock insurer - Correct Answer ️️ -A non-participating company is also called Insurance policy - Correct Answer ️️ -Contract that involves one party which indemnifies another when a loss arises from an unknown event Mutual - Correct Answer ️️ -A type of insurer that is owned by its policy owners is called Because dividends are considered to be a return of premium - Correct Answer ️️ -Why are dividends from a mutual ins...
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XCEL Chapter 1 Exam Review 2024 Questions and Answers Stock insurer - Correct Answer ️️ -A non-participating company is also called Insurance policy - Correct Answer ️️ -Contract that involves one party which indemnifies another when a loss arises from an unknown event Mutual - Correct Answer ️️ -A type of insurer that is owned by its policy owners is called Because dividends are considered to be a return of premium - Correct Answer ️️ -Why are dividends from a mutual ins...
Texas Life and Health Insurance Exam Questions and Answers 100% Pass
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XCEL LIFE, HEALTH, & ACCIDENT INSURANCE: Chapter 1 Questions and Answers 100% Correct
XCEL LIFE, HEALTH, & ACCIDENT INSURANCE: Chapter 1 Questions and Answers 100% Correct Role of Insurance - Correct Answer ️️ -To transfer the risk of financial loss from an individual or business to an insurance company Life Insurance - Correct Answer ️️ -It is designed to protect against the risk of premature death. Health Insurance - Correct Answer ️️ -It is designed to protect against the severity of financial loss due to illness, disease, short- or long-term disability, wag...
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XCEL LIFE, HEALTH, & ACCIDENT INSURANCE: Chapter 1 Questions and Answers 100% Correct Role of Insurance - Correct Answer ️️ -To transfer the risk of financial loss from an individual or business to an insurance company Life Insurance - Correct Answer ️️ -It is designed to protect against the risk of premature death. Health Insurance - Correct Answer ️️ -It is designed to protect against the severity of financial loss due to illness, disease, short- or long-term disability, wag...
NJ Health Insurance Exam (XCEL Solutions) Questions and Answers Graded A+
NJ Health Insurance Exam (XCEL Solutions) Questions and Answers Graded A+ Why are dividends from a mutual insurer not subject to taxation? - Correct Answer ️️ - because dividends are considered to be a return of premium ABC insurance company transfers part of their risk to XYZ insurance company. This situation is called - Correct Answer ️️ -reinsurance A nonparticipating company is sometimes called a(n) - Correct Answer ️️ -stock insurer What is considered to be the primary r...
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NJ Health Insurance Exam (XCEL Solutions) Questions and Answers Graded A+ Why are dividends from a mutual insurer not subject to taxation? - Correct Answer ️️ - because dividends are considered to be a return of premium ABC insurance company transfers part of their risk to XYZ insurance company. This situation is called - Correct Answer ️️ -reinsurance A nonparticipating company is sometimes called a(n) - Correct Answer ️️ -stock insurer What is considered to be the primary r...
Xcel solutions final exam Maryland Life and health Questions and Answers
Xcel solutions final exam Maryland Life and health Questions and Answers What is normally the consequence for NOT obtaining preadmission certification prior to receiving inpatient medical care? - Correct Answer ️️ -A reduction in benefits A group-owned insurance company that is formed to assume and spread the liability risks of its members is known as a - Correct Answer ️️ -Risk retention group During the application process, a statement made by an applicant that becomes part of t...
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Xcel solutions final exam Maryland Life and health Questions and Answers What is normally the consequence for NOT obtaining preadmission certification prior to receiving inpatient medical care? - Correct Answer ️️ -A reduction in benefits A group-owned insurance company that is formed to assume and spread the liability risks of its members is known as a - Correct Answer ️️ -Risk retention group During the application process, a statement made by an applicant that becomes part of t...
Maryland state exam life insurance license practice Questions and Answers 100% Pass
Maryland state exam life insurance license practice Questions and Answers 100% Pass In what part of an insurance policy or policy benefits found? - Correct Answer ️️ - Declarations The act of using misrepresentation to induce an insured person to terminate an existing policy and purchase a new policy is referred to as - Correct Answer ️️ -Twisting Nothing - Correct Answer ️️ -Shirley has $500,000 10-year-old son nonrenewable level term life policy. If she dies 15 years after ...
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Maryland state exam life insurance license practice Questions and Answers 100% Pass In what part of an insurance policy or policy benefits found? - Correct Answer ️️ - Declarations The act of using misrepresentation to induce an insured person to terminate an existing policy and purchase a new policy is referred to as - Correct Answer ️️ -Twisting Nothing - Correct Answer ️️ -Shirley has $500,000 10-year-old son nonrenewable level term life policy. If she dies 15 years after ...
XCEL Solutions practice Exam Simulator Questions and Answers Graded A+
XCEL Solutions practice Exam Simulator Questions and Answers Graded A+ Which of the following statements is CORRECT regarding the tax treatment of a lump- sum payment paid to a life insurance policy's primary beneficiary? - Correct Answer ️️ -All proceeds are income tax free in the year they are received. A(n) _____ insurance company is one formed in a country other than the United States. - Correct Answer ️️ -Alien Term insurance has which of the following characteristics? - Cor...
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XCEL Solutions practice Exam Simulator Questions and Answers Graded A+ Which of the following statements is CORRECT regarding the tax treatment of a lump- sum payment paid to a life insurance policy's primary beneficiary? - Correct Answer ️️ -All proceeds are income tax free in the year they are received. A(n) _____ insurance company is one formed in a country other than the United States. - Correct Answer ️️ -Alien Term insurance has which of the following characteristics? - Cor...
North Carolina XCEL Testing Life & Health Insurance Exam Study Questions and Answers Graded A+
North Carolina XCEL Testing Life & Health Insurance Exam Study Questions and Answers Graded A+ Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated: - Correct Answer ️️ -1970 - Fair Credit Reporting Act What type of reinsurance contract involves two companies automatically sharing their risk exposure? - Correct Answer ️️ -Treaty What is the name of the law that requires insurers to disclose information gatherin...
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North Carolina XCEL Testing Life & Health Insurance Exam Study Questions and Answers Graded A+ Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated: - Correct Answer ️️ -1970 - Fair Credit Reporting Act What type of reinsurance contract involves two companies automatically sharing their risk exposure? - Correct Answer ️️ -Treaty What is the name of the law that requires insurers to disclose information gatherin...
Earth Science Exam Review 2024 with Complete Solutions
Hondros Nursing 172 Exam 2 Questions and Answers 100% Pass
Oregon Pesticide Examination: Ornamental and Turf Herbicide Questions and Answers 100% Pass
Xcel Solutions Property & Casualty Exam Questions and Answers
INSY-3303 FINAL EXAM STUDY GUIDE WITH COMPLETE SOLUTIONS
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