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Red Cross WSI Test Review Questions and Correct Solutions 2024 What is the basic water rescue course and whats required to pass it? - Answer -"Provides individuals with info and skills to prevent, recognize and respond to aquatic emergencies; teaches to protect self while assisting others"; Attend all class sessions, demonstrate competency in each skill, correctly answer 80% of questions on written test. What program can be used to help children learn how to avoid dangers around water? -...

Bundle for Fundamentals of Insurance with Correct Solutions 2024 | 2025. Actual tests, BC, Planning study guide, Licensing practice exam

HS 311 Fundamentals of Insurance Planning Study Guide Questions and Verified Solutions Latest Update What is the definition of "risk"? - Answer -the possibility of loss. Types of hazards? - Answer -Physical, attitudinal (carelessness), and moral. How do insurance companies measure probabilities? - Answer -By observing large numbers (mass) of similar (homogeneous) exposures in the statistical group from which they make their estimate. What is the definition of "particular risk"? - Answ...

Fundamentals of Insurance BC Questions and Correct Solutions 2024 What is the major function of insurance? - Answer -to allow the spread of risk What are the five important functions of insurance? - Answer -1) insurance is the shifting of financial responsibility for a loss 2) payment will be made only in the event of an insured risk 3) the amount of payment is restricted to the amount required to indemnify the insured 4) insurance covers losses the object may be exposed to 5) the indemn...

Fundamentals of Insurance FINAL Questions and Correct Solutions 2024 Chapter 1 - Answer -Introduction to General Insurance The major function of insurance is to achieve a spread of risk. Explain what is meant by spread of risk. - Answer -the major function of insurance is to share the losses of the few among the many What are the five functions of insurance? - Answer -1. spread of risk (major function) 2. basis of credit system 3. eliminates worry and encourages entrepreneurship 4. loss ...

Fundamentals Of Insurance (BC) Questions and Correct Solutions 2024 Insurance plays an important role in managing financial risk. The main purpose of Insurance is to: A. Enable the consumer to obtain loan or mortgage. B. Provide employment and investment capital. C. Allow spread of risk. D. Reduce losses through loss prevention and loss reduction. - Answer -C. Allow spread of risk. When the insurer terminates an insurance policy, ALL of the following conditions apply, EXCEPT one. Pick th...

Fundamentals of Insurance - Licensing Practice Exam 2 Correctly Answered 2024 1. To "Bind a Risk" means: a. Having authority from the Insurer to put insurance in force b. Finding a company willing to give a quote on a risk c. Getting underwriting information from a client d. Automatically renewing an existing policy - Answer -a. Having authority from the Insurer to put insurance in force "Subrogation"d means: a. The right of the insurance company to recover payments made under the p...

Fundamentals of Insurance - Practice Exam Questions and Correct Solutions 2024 The major function of insurance is: a. To reduce the cost of the losses b. To share the losses of the few among the many c. The safeguard the interest of mortgages d. To serve as a basis of existing credit system - Answer -b. To share the losses of the few among the many A peril if best defined as: a. The chance of a loss b. The occurrence of a loss c. The cause of a loss d. The result of a loss - Answer -...

S95 Personal Exam Questions and Correct Solutions 2024 Which duties can an S-95 Certificate of Fitness holder perform? - Answer -Visual Inspections Only - of fire alarm system components and smoke detectors What is the primary purpose of Fire Alarm Systems? - Answer -To warn building occupants and transmit signals indicating a fire condition to the Fire Department via central station. What is a Fire Alarm signal? - Answer -The signal initiated by a fire alarm initiating device such as a m...

Hallmark BSN 205 Test Questions and Correct Solutions 2024 Which of the following patients would require follow- up? An adolescent with a respiratory rate of 16 breaths per minute. A child with a respiratory rate of 20 breaths per minute. A newborn with a respiratory rate of 40 breaths per minute. An adult with a respiratory rate of 10 breaths per minute. - Answer -An adult with a respiratory rate of 10 breaths per minute. Which of the following vital signs recorded for an older adult wo...