Fico Study guides, Class notes & Summaries
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NACA HUD Certification Exam 2023-2024 Questions and Answers 100% Correct
- Exam (elaborations) • 6 pages • 2024
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NACA HUD Certification Exam Questions and Answers 100% Correct 
 
NACA HUD Certification Exam Questions and Answers 100% Correct 
 
 
Credit Report - ANSWER-a compilation of data about you that has been gathered by credit reporting agencies or "credit bureaus" 
 
Length of Credit History - ANSWER-Makes up 15% of FICO score 
 
Type - ANSWER-__ of credit use makes up 10% of FICO score 
 
New Credit or Inquiries - ANSWER-Makes up 10% of FICO score 
 
Amounts Owed - ANSWER-Makes up 30% of FICO s...
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UGBA 135 Midterm Question and answers already passed 2023/2024
- Exam (elaborations) • 16 pages • 2024
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UGBA 135 Midterm Question and answers already passed 2023/2024FICO Score - correct answer measure of consumer credit risk 
 
Highest FICO Score - correct answer 850 
 
Factors determining FICO Score - correct answer Credit report is based on: 
-35% paying your bills on time over time 
-30% your debt-to-credit ratio ( borrowing money/ credit limit) 
-15% length of credit history 
-10% mix of credit cards and loans (like to see things other than credit card; Rent, any loan (e.g. leasing car)) 
-10...
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UGBA 135 Midterm Correctly Answered Questions 2024.
- Exam (elaborations) • 16 pages • 2024
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UGBA 135 Midterm Correctly Answered Questions 2024. 
FICO Score - correct answer measure of consumer credit risk 
 
Highest FICO Score - correct answer 850 
 
Factors determining FICO Score - correct answer Credit report is based on: 
-35% paying your bills on time over time 
-30% your debt-to-credit ratio ( borrowing money/ credit limit) 
-15% length of credit history 
-10% mix of credit cards and loans (like to see things other than credit card; Rent, any loan (e.g. leasing car)) 
-10% new acc...
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NACA HUD Certification Exam QUESTIONS AND ANSWERS 2023 UPDATE GRADED A+
- Exam (elaborations) • 11 pages • 2023
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Credit Report - Answer- a compilation of data about you that has been gathered by credit 
reporting agencies or "credit bureaus" 
Length of Credit History - Answer- Makes up 15% of FICO score 
Type - Answer- __ of credit use makes up 10% of FICO score 
New Credit or Inquiries - Answer- Makes up 10% of FICO score 
Amounts Owed - Answer- Makes up 30% of FICO score 
Payment History - Answer- Makes up 35% of FICO score 
Fair Credit Reporting Act (FCRA) - Answer- act that protects privacy of backgr...
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HUD Exam 2023 Correct Questions and Answers 100% Rated.
- Exam (elaborations) • 89 pages • 2023
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HUD Exam 2023 Correct Questions and Answers 100% Rated. 
Telephone Customer Services: correct answerAssistance provided by the financial institution over the 
phone to help customers with banking complications. 
Mobile Banking: correct answerAllows clients to utilize banking services with mobile technology. 
Services often included in mobile banking include a view of up-to-date transactions, fund transfers, or 
remote check deposits. 
Overdraft Fee correct answerFee charged when an account does ...
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HUD Exam 2023 Correct Questions and Answers 100% Rated.
- Exam (elaborations) • 89 pages • 2023
- Available in package deal
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- $11.99
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HUD Exam 2023 Correct Questions and Answers 100% Rated. 
Telephone Customer Services: correct answerAssistance provided by the financial institution over the 
phone to help customers with banking complications. 
Mobile Banking: correct answerAllows clients to utilize banking services with mobile technology. 
Services often included in mobile banking include a view of up-to-date transactions, fund transfers, or 
remote check deposits. 
Overdraft Fee correct answerFee charged when an account does ...
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NACA HUD Certification Exam QUESTIONS AND ANSWERS 2023 UPDATE GRADED A+
- Exam (elaborations) • 11 pages • 2023
- Available in package deal
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Credit Report - Answer- a compilation of data about you that has been gathered by credit 
reporting agencies or "credit bureaus" 
Length of Credit History - Answer- Makes up 15% of FICO score 
Type - Answer- __ of credit use makes up 10% of FICO score 
New Credit or Inquiries - Answer- Makes up 10% of FICO score
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Samenvatting Risicomanagement H5 Risico-identificatie
- Summary • 9 pages • 2023
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Dit is een samenvatting van het boek Risicomanagement druk 7. Het is hoofdstuk 5 Risico-identificatie. Tot en met 5.2.6 samengevat (tentamenstof tentamen FM & Technologie (FMT).
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Water Operator Certification Study Material (New Mexico) Latest 2023 Graded A+
- Exam (elaborations) • 16 pages • 2024
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What is MCL? Maximum Contaminent Level (MCL) 
A public water system is any system that serves a population greater that or equal to ? 15 
services connections or 25 people regulary 
What is the Maximum total chlorine residual allowed by the Disinfectant-Disinfection By- 
Prouducts Rule 4 mg/l 
What type of contaminant is Iron? Secondary 
Which Primary Contaminant is sometimes added to water supplies to prevent tooth decay? 
Fluoride 
The Failure of a public water system to comply with the NM Dri...
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UGBA 135 Midterm 1 (Fall 2023)
- Exam (elaborations) • 18 pages • 2023
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1. What is an emergency fund and what is used for? - Answer- - savings to cover 3 to 6 months of living expenses in readily available cash to be used only in the event of an emergency (15% of the earnings paycheck) Standard Savings account 
 
What is our definition of a millionaire? - Answer- someone who can take care of themselves without help from a government agency, financially independent, live the life they want to lead 
 
What is the rule of 72? - Answer- How long it will take to double y...
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