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Property and casualty Samenvattingen, Aantekeningen en Examens
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Property & Casualty - Mike Russ Practice Test Questions With Complete Solutions
- Tentamen (uitwerkingen) • 25 pagina's • 2023
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Insurance broker means a person who, for compensation and on behalf of another person, transacts insurance other than life with, but not on behalf of, an insurer. 
True or False? correct answer: False - An insurance broker is a specialist in insurance and risk management. Brokers act on behalf of their clients and provide advice in the interests of their clients. 
 
Transacting insurance includes: 
A. Execution of a contract of insurance 
B. All of the choices 
C. Solicitation 
D. Negotiation c...
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Texas Property and Casualty 2024 (All possible questions with 100% correct answers)
- Tentamen (uitwerkingen) • 189 pagina's • 2023 Populair
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A policy written through the NFIP will provide coverage for: 
 
A 
Extra expenses 
B 
Increased costs to comply with local floodplain management laws 
C 
Loss of use 
D 
Loss of business income correct answers Increased costs to comply with local floodplain management laws 
 
Who is responsible for paying premiums, and will receive any premiums that have to be returned? 
A An additional insured 
B Any insured 
C Any named insured 
D First named insured correct answers First named insured 
 
Gene...
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Personal lines Property & Casualty Exam Questions and Answers 100% Pass
- Tentamen (uitwerkingen) • 33 pagina's • 2024
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Personal lines Property & Casualty Exam 
Questions and Answers 100% Pass 
Risk - Correct Answer ️️ -Chance or Uncertainty of a Loss 
Peril - Correct Answer ️️ -Possible cause of a loss 
2 Years - Correct Answer ️️ -The Commissioner of insurance is appointed by the 
governor for a term of ______ ending on February 1 of each odd-numbered year? 
5 Years - Correct Answer ️️ -The Commissioner of insurance MUST have ________ of 
experience in business or government. 
$50,000 - Correct ...
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Exam Fx (PROPERTY & CASUALTY) Questions and Answers 100% Pass
- Tentamen (uitwerkingen) • 17 pagina's • 2024
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Exam Fx (PROPERTY & CASUALTY) 
Questions and Answers 100% Pass 
Law of Large Numbers - Correct Answer ️️ -The larger the number of people with a 
similar exposure to loss, the more predictable actual losses will be. 
Insurance - Correct Answer ️️ -Transfers the risk of loss from an individual or business 
entity to an insurance company 
The three elements of insurable risk are - Correct Answer ️️ -1) Financial 2) Blood 
(relative) 3) Business 
Risk - Correct Answer ️️ -The uncert...
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Property and Casualty Practice PSI Exam Questions and Answers 100% Pass
- Tentamen (uitwerkingen) • 25 pagina's • 2024
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Property and Casualty Practice PSI Exam 
Questions and Answers 100% Pass 
Employees are barred from suing employers in court to obtain compensation for injuries 
covered by workers' compensation because of which of the following doctrines? 
-Employer liability 
-Exclusive remedy 
-Workman liability 
-No fault insurance - Correct Answer ️️ -Exclusive Remedy 
Which of the following would trigger coverage under business income form with extra 
expense coverage? 
-Carpet cleaning after a water ...
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PSI Practice Questions Property Casualty Exam Questions and Answers 100% Correct
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PSI Practice Questions Property Casualty Exam 
Questions and Answers 100% Correct 
An insured operates a auto repair shop and has a garage coverage form with 
garagekeepers insurance when an employee on a test drive with a customer's car is 
involved in a crash. How will the customer's car be covered by the insured's policy? - 
Correct Answer ️️ -The customer's car is covered for any physical damage while in the 
custody of the insured. 
Liability arising out of any of the following is e...
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Property & Casualty Exam Questions and Answers 100% Pass
- Tentamen (uitwerkingen) • 35 pagina's • 2024
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Property & Casualty Exam Questions and 
Answers 100% Pass 
Insurance - Correct Answer ️️ -The transfer of risk from insured to insurer. 
Indemnity - Correct Answer ️️ -To restore policy holder to pre-loss condition; make 
whole. 
- No better - no worse 
Law of Large Numbers - Correct Answer ️️ -▬Insurance companies take on many 
risks with a reasonable assurance of paying a certain number of claims.▬- As number 
of loss exposures increase, difference between actual & expected res...
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Utah Property and Casualty Insurance Exam Questions and Answers 100% Pass
- Tentamen (uitwerkingen) • 15 pagina's • 2024
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Utah Property and Casualty Insurance Exam 
Questions and Answers 100% Pass 
Absolute Liability - Correct Answer ️️ -Liability that arises from an extremely 
dangerous situation. Absolute liability is often found in cases involving explosives. Also 
known as "strict" liability. For ex you are absolutely liable if you keep a wild animal as a 
pet. 
Accident - Correct Answer ️️ -A sudden and unexpected event, occurring at a specific 
time and place. 
Actual Cash Value (ACV) - Correct Answ...
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Missed PSI Exam - Property & Casualty Questions and Answers 100% Pass
- Tentamen (uitwerkingen) • 10 pagina's • 2024
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Missed PSI Exam - Property & Casualty 
Questions and Answers 100% Pass 
Federal Crop Insurance is a type of insurance sometimes called which one of the 
following? - Correct Answer ️️ -residual market insurance 
Homeowner Form HO-2 provides coverage for loss of appliances, carpeting, and other 
household furnishings for a maximum of how much? - Correct Answer ️️ -$2,500 
All of the following are the most commonly used personal inland marine forms EXCEPT 
- Correct Answer ️️ -builder...
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Property and Casualty Insurance Licensing Exam Questions and Answers 100% Pass
- Tentamen (uitwerkingen) • 19 pagina's • 2024
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Property and Casualty Insurance Licensing Exam 
Questions and Answers 100% Pass 
To prevent recovery beyond the amount of the insured's actual loss, the policy will 
contain: - Correct Answer ️️ -An Other Insurance Clause 
Collision coverage of an auto policy covers: 
a) road damage to the tires 
b) upset of the vehicle 
c) frozen engine block 
d) falling objects - Correct Answer ️️ -B) upset of the vehicle 
The maximum amount of payable for all losses resulting from one event is known ...
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Utah Property and Casualty Insurance Exam Questions and Answers 100% Pass
- Tentamen (uitwerkingen) • 15 pagina's • 2024
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Utah Property and Casualty Insurance Exam 
Questions and Answers 100% Pass 
Absolute Liability - Correct Answer ️️ -Liability that arises from an extremely 
dangerous situation. Absolute liability is often found in cases involving explosives. Also 
known as "strict" liability. For ex you are absolutely liable if you keep a wild animal as a 
pet. 
Accident - Correct Answer ️️ -A sudden and unexpected event, occurring at a specific 
time and place. 
Actual Cash Value (ACV) - Correct Answ...
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Property and Casualty Insurance Exam Prep Questions and Answers 100% Pass
- Tentamen (uitwerkingen) • 11 pagina's • 2024
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Property and Casualty Insurance Exam Prep 
Questions and Answers 100% Pass 
Insurance - Correct Answer ️️ -the transfer of risk from one party to another 
Indemnity - Correct Answer ️️ -to restore to pre-loss condition. no better, no worse. 
Real Property - Correct Answer ️️ -permanent structures 
Personal Property - Correct Answer ️️ -moveable items 
Peril - Correct Answer ️️ -the cause of a loss 
Casualty Insurance - Correct Answer ️️ -non-property losses of the insured...
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