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ACCIDENT AND HEALTH INSURANCE FINAL EXAM 2024 WITH 100% CORRECT ANSWERS Your license will be considered to be inactive when you: - correct answer No longer have any appointments On a "participating" health insurance policy issued by a mutual insurance company, dividends paid to policy holders are: - correct answer Not taxable since the IRS treats them as a refund of a portion of the premium paid All of the following are true regarding a non-contributory employer group medical expens...

GA PROPERTY & CASUALTY TEST EXAM 2024 WITH 100% CORRECT ANSWERS pure risk - correct answer type of risk which insurance companies will insure is called? randy, the owner of a small business applied for fire insurance with limits equal to 100% of the property value. he had a huge unsold inventory and a large gambling debt. this might indicate? - correct answer moral hazard pure & speculative risk - correct answer the risk of loss may be classified as? aggregate limit of liability - ...

GA PROPERTY & CASUALTY EXAM 2024 WITH 100% CORRECT ANSWERS Insurance policy covers what type of losses - correct answer Direct and Indirect In order to have an indirect loss, you must have - correct answer a direct loss What does property insurance cover? - correct answer structures and contents Direct loss - correct answer physical destruction of property by lightening, wind, fire, theft, etc Indirect loss - correct answer consequences of direct losses - e.g. loss of income, ad...

GEORGIA PROPERTY AND CASUALTY INSURANCE EXAM - 2024 WITH 100% ACCURATE SOLUTIONS BPP building coverage - correct answer insures the building at the described location, outdoor, fixtures, furnitures, items used to service the property, permanently installed machinery and equipment, and additions under construction, including the materials, supplies, and equipment. HO limits of property at other residences - correct answer the larger of $1000 or 10% Coverage C. Limit does not apply if p...

GEORGIA PROPERTY & CASUALTY EXAM 2024 WITH 100% CORRECT ANSWERS Which of the following correctly describes a principal difference between a dwelling policy and a homeowners policy? A.) A dwelling policy only covers the dwelling, other structures, personal property, fair rental value, and additional living expenses. It does not cover liability. B.) Both policies are almost identical, except that the homeowners policy focuses on the more expensive homes. C.) A dwelling policy requires th...

GEORGIA- PROPERTY & CASUALTY EXAM 2024 WITH 100% CORRECT ANSWERS All of the following are true regarding aviation insurance EXCEPT: - correct answer It can be added to the CPP A customer has 5 identical vases that are insured on an inland marine floater for $30,000 and 1 of the vases is stolen. The remaining 4 vases are appraised at $20,000, how much will the insurer pay? - correct answer $10,000 Which of the following is not an unfair claims settlement practice? - correct answer Requ...

HEALTH AND ACCIDENT INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS During the underwriting process for a group health policy, it was discovered that 15 out of 50 members of the group have major health issues. How would the insurer handle this? - correct answer Accept or reject the whole group When a claim has coverage under more than one health plan, which group medical plan provision applies? - correct answer Coordination of benefits What percentage of eligible employees must participat...

IAHSS ADVANCED EXAM WITH 100% ACCURATE SOLUTIONS What is the primary role of a security officer in crime prevention? - correct answer Reduce the opportunity for a person to commit a crime Crime prevention is the anticipation, recognition, and appraisal of a crime risk. It also involves what? - correct answer Initiating some action to remove or reduce the risk What must be done about life safety deficiencies found in the hazard surveillance tour? - correct answer Correct them immedia...

IAHSS ADVANCED EXAM 2024 WITH 100% ACCURATE SOLUTIONS healthcare environment is susceptible to crime: - correct answer -Open access -Presence of valuable items -distrqcted patients and staff for someone to commit a crime the following must be present(Triangle of crime) - correct answer -opportunity to commit crime -desire or motivate to commit crime -ability to commit crime the scope of comprehensive security plan should extend to protecting: - correct answer -personnel -informatio...

IAHSS ADVANCED OFFICER CERTIFICATION WITH 100% PASS What is the primary role of a security officer in crime prevention? a. Reduce the desire for a person to committ a crime. b. Patrol all assigned areas dilligently. c. Reduce the opportunity for a person to committ a crime. d. None of these - correct answer c. Reduce the opportunity for a person to committ a crime. Crime prevention is the anticipation, recognition, and appraisal of a crime risk. It also involves what? a. Initiating ...