Insured Study guides, Class notes & Summaries
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LPL4802 PORTFOLIO EXAM October November 2023
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LPL OCTOBER/NOVEMBER PORTFOLIO 100 % PASS 
 
 
QUESTION 1 
NATURE AND ASSESSMENT OF NON-PATRIMONIAL LOSS (ESSAY) 
(a) Study Nemangwela v Road Accident Fund (437/2022) [2023] ZASCA (8 June 
2023) case herein attached as well as the Road Accident Fund Act 56 of 1996 
as amended and answer the question below: 
Write a critical appreciation/analysis of the court’s reasoning to disqualify the 
forklift as a motor vehicle for the purposes of claiming damages from the Road 
Accident Fund. Refer t...
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Test Bank for Canadian Fundamentals of Nursing, 6th Edition| Test Bank for Canadian Fundamentals of Nursing 6th Edition by Potter > all chapters 1-48 (questions & answers) A+ guide.
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Test Bank for Canadian Fundamentals of Nursing 6th Edition by Potter Test Bank for Canadian Fundamentals of Nursing, 6th Edition A Complete Test Bank for Canadian Fundamentals of Nursing, 6th Edition Authors: Patricia A. Potter, Anne Griffin Perry, Patricia Stockert, Amy Hall, Barbara J. Astle, Wendy Duggle This is a Test Bank for Canadian Fundamentals of Nursing, 6th Edition. This is not the textbook. A Test Bank is a collection of exam questions with solutions based on the textbook. However it...
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FLORIDA LIFE AND HEALTH INSURANCE EXAM 2024 VERSION 350 QUESTIONS WITH DETAILED VERIFIED ANSWERS AND RATIONALE /A+ GRADE ASSURED
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FLORIDA LIFE AND HEALTH INSURANCE EXAM 
2024 VERSION 350 QUESTIONS WITH DETAILED 
VERIFIED ANSWERS AND RATIONALE /A+ GRADE 
ASSURED
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Primerica Life Insurance Exam Questions and Answers Already Passed
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Primerica Life Insurance Exam Questions and Answers Already Passed 
An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization d. stock A. mutual 
funds not paid out after paying claims and other operating costs are returned to the po...
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AIC 300 - Claims in an Evolving World Questions and Answers Solved 100% Correct!!
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B. By certified mail with a return receipt requested. 
Some will also send a copy via regular mail in case the certified letter is not accepted. - Insurers usually 
send denial letters 
Select one: 
A. By email to ensure prompt receipt by the insured. 
B. By certified mail with a return receipt requested. 
C. By overnight courier. 
D. By registered mail. 
D. Subpoenaed. 
Any written claims communication may be subpoenaed. - As methods of communication evolve, it's 
important for claims professi...
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2023
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PRIMERICA LIFE INSURANCE EXAM 
WITH 100% CORRECT ANSWERS 2023 
An insured purchased an insurance policy 5 years ago. Last year, she received a 
dividend check from the insurance company that was not taxable. This year, she did not 
receive a check from the insurer. From what type of insurer did the insured purchase 
the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - Correct answer-A. mutual 
funds not paid out after paying claims and other operating costs are re...
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Florida 4-40 test Questions And Answers
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Transferring the risk to an insurance company is known as what? - Answer- Insurance 
 
When the insured request to have the company change a condition or provision in an insurance policy the document attach to the policy is referred to as what? - Answer- Endorsement 
 
George and Sandy only home which was damaged by fire who has insurable interest - Answer- George and Sandy 
 
What is the most common loss settlement valuation in the property policies? - Answer- Actual cash value 
 
The insurance...
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Property and Casualty Insurance EXAM 1. Specific insurance: This type of insurance designates a particular item to be insured 2. Blanket insurance: This type of insurance covers more than one item of property at a single location or one more items of prop
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Property and Casualty Insurance EXAM 
1. Specific insurance: This type of insurance designates a particular item to be 
insured 
2. Blanket insurance: This type of insurance covers more than one item of property 
at a single location or one more items of property at multiple locations. 
3. Speculative: possibility of both gain and loss. Not insurable. 
4. Pure: only the possibility of loss. Insurable.
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State Farm Fire Independent Policy Exam questions and answers ( A+ GRADED 100% VERIFIED) LATEST 2022/ 2023
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State Farm Fire Independent Policy Exam questions and answers ( A+ GRADED 100% VERIFIED) LATEST 2022/ 2023 
Select the false statement listed below: In the HO-3 policy, the ALE payments will be made only for: 
 
Select the single best answer: 
 
A. The shortest time necessary to repair or replace the damaged property, but not to exceed 24 months. 
B. If the insured does not rebuild, the time necessary for the insured to relocate in permanent living quarters, but not to exceed 24 months. 
C. ALE ...
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TEXAS ALL LINES ADJUSTER EXAM BRAND NEW!! 2023-2024 (200+ QUESTIONS AND CORRECT ANSWERS) VERIFIED ANSWERS
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TEXAS ALL LINES ADJUSTER EXAM BRAND NEW!! 2023-2024 (200+ QUESTIONS AND CORRECT ANSWERS) VERIFIED ANSWERS 
 
What is the failure to use that degree of care which n ordinary person of reasonable prudence would use under similar circumstances? - ANSWER- Negligence 
 
What is a situation involving a person other than an insured? - ANSWER- Third Party Loss 
 
What is the responsibility to another for one's negligence? - ANSWER- Liability 
 
Mary has a homeowner's policy. Her Coverage A limit of li...
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Florida Claims Adjuster Exam | 206 Questions with 100% Correct Answers | 33 Pages
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Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: A. The first mortgagee, ABC B. The Insured C. Jointly to ABC and XYZ D. All listed interests - D. All listed interests Remember that the insurer is not responsible to know the degrees of interest. In the event of a loss, one payment is made by the insurer and it is up to the additional interests on working out thei...
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CA Life Insurance Exam Questions and Answers 100% Pass
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CA Life Insurance Exam Questions and Answers 100% Pass What is meant by referring to an insurance policy as a unilateral contract? Only one party makes a legally enforceable promise. 
When must insurance records of insurance agents and brokers be made available to the Insurance Commissioner? At all times. 
Any situation that presents the possibility of a loss is known as a loss exposure 
Which of the following information is not required to be communicated in a Life insurance contract? Personal ...
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