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AAP Flashcards A company or individual that has been authorized by the Receiver to initiate either a credit or debit ACH entry to their account. - Originator A financial institution that receives payment instructions from Originators and forwards the entr
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AAP Flashcards 
A company or individual that has been authorized by the Receiver to initiate either a 
credit or debit ACH entry to their account. - Originator 
A financial institution that receives payment instructions from Originators and forwards 
the entries to the ACH Operator. - Originating Depository Financial Institution (ODFI) 
ACH Payment Transaction are accumulated throughout the day, sent to the ACH 
Operator, sorted by destination, and transmitted in groups at specified times. - Bat...
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