Popular courses 'NC Life Insurance' at NC Life Insurance
NC Life Insurance Study guides, Class notes & Summaries
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NORTH CAROLINA ACCIDENT AND HEALTH INSURANCE PACKAGE DEAL
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NORTH CAROLINA ACCIDENT AND HEALTH INSURANCE PACKAGE DEAL|SUCCESS GUARANTEED
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NC Personal Lines License Exam With All Correct Answers 2024.
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DP-1 - Answer Basic Form Perils 
 
DP-2 - Answer Broad Perils 
 
DP-3 - Answer Special Form (All Risk Of Perils) 
 
DP Coverage A - Answer Dwellings (Direct Loss) 
 
DP Coverage B - Answer Other Structures/Appurtenants (Direct Loss) 
 
DP Coverage C - Answer Personal Property (Direct Loss) 
 
DP Coverage D - Answer Fair Rental Value (Indirect Loss) 
 
DP Coverage E - Answer Additional Living Expenses (Indirect Loss) 
 
What is the Deductible unless for Coverage D and E and Fire S...
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North Carolina Health Insurance State Exam Prep Tested Questions & Correct Answers < Already Passed!!
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North Carolina Health Insurance 
State Exam Prep Tested Questions 
& Correct Answers 
< Already Passed!! 
Insured Contingent Beneficiary - ANSWER : If the insured 
and primary beneficiary are both killed in the same 
accident and it cannot be determined who died first, where 
are the death proceeds to be directed under the uniform 
Simultaneous Death Act? 
Reimbursement - ANSWER : Which type of policy pays 
benefits to a policyholder covered under a Hospital 
Expense policy? 
$25,000...
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NC Life Insurance Practice Exam Questions Well Answered 100% 2024.
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All of the following are included within the Insurance Commissioner's duties EXCEPT 
 
a) Conducting investigation of all domestic insurers. 
b) Reviewing the insurers' annual reports. 
c) Writing North Carolina insurance laws. 
d) Reporting any violations of insurance laws to the Attorney General. Writing insurance law is not the Insurance Commissioner's responsibility, but enforcing the law is. - Answer c) Writing North Carolina insurance laws. 
 
Writing insurance law is not the Insuranc...
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NC Life Insurance State Revision Exam Fully Solved 100 % 2024.
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Term Insurance - Answer Used for Temporary Situations. Net cost highest in the long run. Premiums goes up every year based on current (attained)age. 
 
Term Insurance - Answer Expire's at a certain age/Time in the future. May be renewable up to a certain age or date with out a phyical Exam. 
 
Level Term Insurance - Answer Term insurance can be Renewed annually. Has a level Face Amount at renewal, Premiums goes up. Can be purchased for a Year or as often as 5, 10, 15, to 20 years inclemen...
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NC Life Insurance State law/Regulations Study Guide Exam Fully Solved 2024.
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Commissioner of Insurance - Answer Enforces all laws of the state, governing insurance companies and makes rules and regulations relating to the business of insurance. Elected for 4 year term. 
 
Commissioner may call and hold hearings deemed for any purpose necessary. Written notice must be given at least: - Answer 10 days written notice 
 
At the very least, a company shall be examined: - Answer Once every five years 
 
Any person who willfully violates a cease/desist order from the Comm...
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NC Life Insurance State Post Exam With Solved Solutions 2024.
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CREDIT LIFE - Answer a special type of coverage written to the life of the debtor and pay off the balance of a loan in the event of the death of the debtor. 
 
BUY-SELL AGREEMENTS - Answer a legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled. Otherwise known as a business continuation agreement 
 
INSURABLE INTEREST - Answer to purchase insurance the policy owner must face the possibility of losing money or something of valu...
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NC Life Insurance - Policy Provisions, Options, and Other Features Pro Exam Questions And Verified Answers 2024.
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At the time the insured purchased her life insurance policy she added a rider that will allow her to purchase additional insurance in the future without having to prove insurability. This rider is called 
 
A. Accelerated benefits 
B. Cost of living 
C. Guaranteed insurability 
D. Waiver of cost of insurance - Answer C. Guaranteed insurability 
 
Guaranteed insurability is a rider that is included at the time of application (or can be added at a later date) which allows the insured to increase...
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NC Personal Lines License Exam With All Correct Answers Rated A+ 2024.
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DP-1 - Answer Basic Form Perils 
 
DP-2 - Answer Broad Perils 
 
DP-3 - Answer Special Form (All Risk Of Perils) 
 
DP Coverage A - Answer Dwellings (Direct Loss) 
 
DP Coverage B - Answer Other Structures/Appurtenants (Direct Loss) 
 
DP Coverage C - Answer Personal Property (Direct Loss) 
 
DP Coverage D - Answer Fair Rental Value (Indirect Loss) 
 
DP Coverage E - Answer Additional Living Expenses (Indirect Loss) 
 
What is the Deductible unless for Coverage D and E and Fire S...
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North Carolina General Regulations Chapter 8- Exam Questions With Fully Solved Answers 2024.
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National Association of Insurance Commissioners - Answer The acronym NAIC stands for: 
 
The acronym NAIC stands for National Association of Insurance Commissioners. 
 
Asking for further information - Answer Which of the following is NOT an unfair claim practice? 
 
Any of the following acts, if committed without just cause and performed frequently, constitute improper and unfair claim practices: knowingly misrepresenting to claimants pertinent facts, failing to affirm or deny coverage of c...
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North Carolina Health Insurance State Final Exam And Answers Already Passed 2024.
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Insured Contingent Beneficiary - Answer If the insured and primary beneficiary are both killed in the same accident and it cannot be determined who died first, where are the death proceeds to be directed under the uniform Simultaneous Death Act? 
 
Reimbursement - Answer Which type of policy pays benefits to a policyholder covered under a Hospital Expense policy? 
 
$25,000 - Answer J has an Accidental Death and Dismemberment policy with a principal sum of $50,000. While trimming the hedge...
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North Carolina Laws and Rules Insurance Comprehensive Exam And Actual Answers 2024.
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When an existing life insurance policy is terminated so that a new life insurance policy can be purchased, this transaction is referred to as - Answer Replacement 
 
The Life and Health Insurance Guaranty Association is funded by authorized insurers in this state. One of the roles of this organization is to - Answer Assist in the prevention of insurer insolvencies 
 
An Accident/Health policyholder has ___ days to return the policy and receive a full refund on premiums - Answer 10 
 
S is ...