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Georgia Laws and Rules Bundled Exams Questions and Answers 100% Verified and Updated | Graded A
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Georgia Laws and Rules Bundled Exams Questions and Answers 100% Verified and Updated | Graded A
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LIFE ACCIDENT and SICKNESS GA EXAM QUESTIONS AND ANSWERS 100% PASS
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LIFE ACCIDENT and SICKNESS GA EXAM 
QUESTIONS AND ANSWERS 100% PASS 
What is the maximum yearly contribution can an individual make into an IRA? An HR- 
10? - Correct Answer ️️ -2,000 or 100% of earned income, whichever is less; 100% of 
earned income up to $41,000 
which is broader? acc bodily injury or accidental means? - Correct Answer ️️ - 
accidental bodily injury 
Who manages a reciprocal? - Correct Answer ️️ -attorney in fact 
Reserves are defined as... - Correct Answer ️️...
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Georgia Life, Accident, & Sickness Exam Study Guide with Complete Solutions
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Georgia Life, Accident, & Sickness Exam 
Study Guide with Complete Solutions 
Insurance - Correct Answer ️️ -A social device for spreading the chance of financial 
loss among a large number of people. A method of transferring risks to the insurance 
company. 
Risk - Correct Answer ️️ -Shared by all those people buying like coverage's 
Types of Risk? - Correct Answer ️️ -Speculative and Pure 
Speculative Risk - Correct Answer ️️ -Gambling. Insurance DOES NOT cover this. 
Insuranc...
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All Practice Exam Questions - Life, Accident and Sickness - GA State License with 100% Correct Solutions
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All Practice Exam Questions - Life, Accident and Sickness - GA 
State License with 100% Correct Solutions 
100% - Correct Answer ️️ -How much participation does a Noncontributory plan 
require? 
constructive delivery - Correct Answer ️️ -The insured hands control of the policy to 
another person (usually the agent) 
beneficiary change can be made by doing what? - Correct Answer ️️ -Filing a request 
with the insurer - Recording Method, or by endorsement 
Entire Contract Provision - C...
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Georgia Laws Life insurance Exam Questions and Answers 100% Pass
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Georgia Laws Life insurance Exam 
Questions and Answers 100% Pass 
when the commissioner examines an insurer's records, who pays the cost associated 
with the examination. - Correct Answer ️️ -the insurance company being examined 
which of the following documents must an agent submit to the replacing insurance 
company during the replacement of an existing life insurance policy? - Correct Answer ️️ 
-notice to existing and replacing insurers on intention to replace 
All agents licensed ...
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Georgia Life and Health Insurance Exam Questions and Answers 100% Correct
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Georgia Life and Health Insurance Exam 
Questions and Answers 100% Correct 
Accident - Correct Answer ️️ -An unplanned unforseen event which occurs suddenly 
at an unspecified place 
Accident insurance - Correct Answer ️️ -A type of insurance that protects the insured 
against loss due to an accidental bodily injury 
Accidental bodily injury - Correct Answer ️️ -Unplanned unforseen traumatic injury to 
the body 
Accidental Death and Dismemberment - Correct Answer ️️ -An insurance...
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GA Life, Health and Accident Insurance Exam Questions and Answers 100% Pass
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GA Life, Health and Accident Insurance Exam 
Questions and Answers 100% Pass 
An individual wishes to purchase whole life Insurance but does not wish to pay 
premiums past retirement age. Which of the following policies should the person buy? - 
Correct Answer ️️ -Limited pay 
In addition to the Insurance Department, who has the authority to regulate variable life 
insurance? - Correct Answer ️️ -Securities Exchange Commission 
Rules and regulations made by the Commissioner of Insurance ...
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GA Life and Health Exam Questions and Answers 100% Pass
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GA Life and Health Exam Questions and 
Answers 100% Pass 
Policyholders elect the governing bodies of which of the following types of insurance 
companies? - Correct Answer ️️ -Mutual 
An insurance agent is in violation of the Rules Governing Advertisement of Life 
Insurance and Annuities if the agent takes which of the following actions during a sales 
presentation? - Correct Answer ️️ -Refers to guaranteed policy dividends 
An insurance agent is guilty of twisting if the agent - Correc...
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Georgia Life & Health Exam Questions and Answers 100% Pass
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Georgia Life & Health Exam Questions and 
Answers 100% Pass 
A variable insurance policy: - Correct Answer ️️ -does not guarantee a return on its 
investment accounts 
Which of the following factors affects the amount of monthly disability benefits payable 
under Social Security? - Correct Answer ️️ -The amount of the benefits available from 
other sources 
Which of the following statements regarding a Tax Sheltered Annuity (TSA) is 
INCORRECT? - Correct Answer ️️ -The income from th...
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GA Life and health Exam Questions and Answers 100% Pass
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GA Life and health Exam Questions and 
Answers 100% Pass 
the existing policy is kept in force and an additional policy is purchased from the same 
company - Correct Answer ️️ -Georgia's Replacement Rule applies to all of the 
following situations EXCEPT 
Waiver of premium - Correct Answer ️️ -A life insurance policy which ensures that the 
premium will be paid if the insured becomes disabled has what kind of rider attached? 
Premiums are Waived if the Payor becomes Disabled - Correct A...