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California Life and Health Insurance Compiled Exams Questions and Answers | 100% Verified and Updated 2024 | Graded to Qualify!!
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California Life and Health Insurance Compiled Exams Questions and Answers | 100% Verified and Updated 2024 | Graded to Qualify!!
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California Insurance Exam Questions and Answers 100% Pass
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California Insurance Exam Questions and 
Answers 100% Pass 
Two methods of determining insurance need: - Correct Answer ️️ -- Human Life 
Approach 
- Needs Approach 
Human Life Value Approach~ - Correct Answer ️️ -- One of two ways of calculating 
insurance need. 
- By discounting estimated future income 
- Calculating the amount of life insurance a family will need based on the financial loss 
that they will suffer if the insured person were to pass away today 
- 10X salary 
- Based on ...
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California Insurance Exam Questions and Answers 100% Pass
- Exam (elaborations) • 104 pages • 2024
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California Insurance Exam Questions and 
Answers 100% Pass 
Two methods of determining insurance need: - Correct Answer ️️ -- Human Life 
Approach 
- Needs Approach 
Human Life Value Approach~ - Correct Answer ️️ -- One of two ways of calculating 
insurance need. 
- By discounting estimated future income 
- Calculating the amount of life insurance a family will need based on the financial loss 
that they will suffer if the insured person were to pass away today 
- 10X salary 
- Based on ...
-
California Personal Lines Broker Test 100% Correct Solved
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California Personal Lines Broker Test 
100% Correct Solved 
A-1. Insurance is a contract whereby one undertakes to indemnify another against: - 
Correct Answer ️️ -Damage 
A-2. A peril is: - Correct Answer ️️ -The actual cause of a loss. 
A-3. The uncertainty or chance of a loss occurring is known as: - Correct Answer ️️ - 
Risk 
A-4. Which are the main types of risks? - Correct Answer ️️ -Pure and Speculative 
A-5. A hazard is best defined as: - Correct Answer ️️ -Anything t...
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CA Insurance License Exam Questions and Answers 100% Correct
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CA Insurance License Exam Questions and 
Answers 100% Correct 
As used in this code the word "shall" is - Correct Answer ️️ -Mandatory (unless 
otherwise apparent) 
As used in this code the word "may" is - Correct Answer ️️ -permissive (unless 
otherwise apparent) 
"Oath" includes - Correct Answer ️️ -affirmation 
"Person" means - Correct Answer ️️ -person, association, organization, partnership, 
business trust, limited liability company, or corporation 
Definition of In...
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California Insurance Exam Questions and Answers 100% Pass
- Exam (elaborations) • 104 pages • 2024
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- $14.49
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California Insurance Exam Questions and 
Answers 100% Pass 
Two methods of determining insurance need: - Correct Answer ️️ -- Human Life 
Approach 
- Needs Approach 
Human Life Value Approach~ - Correct Answer ️️ -- One of two ways of calculating 
insurance need. 
- By discounting estimated future income 
- Calculating the amount of life insurance a family will need based on the financial loss 
that they will suffer if the insured person were to pass away today 
- 10X salary 
- Based on ...
-
California Insurance Exam Questions and Answers 100% Pass
- Exam (elaborations) • 104 pages • 2024
-
- $14.49
- + learn more
California Insurance Exam Questions and 
Answers 100% Pass 
Two methods of determining insurance need: - Correct Answer ️️ -- Human Life 
Approach 
- Needs Approach 
Human Life Value Approach~ - Correct Answer ️️ -- One of two ways of calculating 
insurance need. 
- By discounting estimated future income 
- Calculating the amount of life insurance a family will need based on the financial loss 
that they will suffer if the insured person were to pass away today 
- 10X salary 
- Based on ...
-
CA Insurance License Exam Questions and Answers 100% Correct
- Exam (elaborations) • 30 pages • 2024
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- $13.49
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CA Insurance License Exam Questions and 
Answers 100% Correct 
As used in this code the word "shall" is - Correct Answer ️️ -Mandatory (unless 
otherwise apparent) 
As used in this code the word "may" is - Correct Answer ️️ -permissive (unless 
otherwise apparent) 
"Oath" includes - Correct Answer ️️ -affirmation 
"Person" means - Correct Answer ️️ -person, association, organization, partnership, 
business trust, limited liability company, or corporation 
Definition of In...
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California Insurance Bundled Exams Questions and Answers 100% Correct | Verified and Updated
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California Insurance Bundled Exams Questions and Answers 100% Correct | Verified and Updated
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CA Life and Health Exam Questions and Answers Already Passed
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CA Life and Health Exam Questions and 
Answers Already Passed 
What is insurance? - Answer ️️ -Insurance is the legal contract where two parties agree that if 
something will happen, a value will be exchanged. 
What's the difference between pure risk and speculative risk? - Answer ️️ -Pure risk is when 
you'll lose it all or there will be no change. Speculative risk you can either win or lose. 
What is peril? - Answer ️️ -peril is the causes of loss insured against in an insurance ...
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CA Life insurance Exam Questions and Answers
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CA Life insurance Exam Questions and Answers 
What type of risk is insurable? - Answer ️️ -Pure Risk 
According to the Law of Agency, a principal is represented by whom? - Answer ️️ -Agent or 
Producer 
What type of insurer is a voluntarily formed organization that provides insurance benefits for 
members of an affiliated lodge or religious organization with a representative form of 
government? - Answer ️️ -Fraternal Insurer 
When a change needs to be made on the application for ins...