Fico Study guides, Class notes & Summaries
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REE 4202- Exam 2 Sirmans Qs&As
- Exam (elaborations) • 11 pages • 2024
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REE 4202- Exam 2 Sirmans Qs&As 
Borrower Qualifications include: - ANS-1. determining maximum loan amount 
2. estimating settlement requirements and costs 
3. analyzing credit history 
4. calculating effective income 
5. estimating monthly housing expense 
6. assessing ability to repay mortgages and other liabilities in a timely fashion 
Credit Scoring - ANS--used to assess the creditworthiness of a borrower 
-best known company FICO (Fair Isaac and Company) 
-cutoff score for Frannie and Fr...
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TREC Promulgated Contract Forms #351 Final Exam 2023
- Exam (elaborations) • 13 pages • 2023 Popular
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In the State of Texas who is allowed to use a customized real estate contract? 
The real estate brokerage company 
The salesperson 
The broker 
Lawyers licensed to practice in Texas - Answer- Lawyers licensed to practice in Texas 
 
Marcy is 17 and married. Her spouse is stationed in the Middle East. She purchased a home shortly before Stan, her husband returns to the United States. Select a problem that exists with this situation. 
Offer and acceptance issue 
Competency issue 
Consideration iss...
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ABMDI .The Medicolegal Death Investigator/ Demonstrating Scientific Knowledge 100% UPDATED SOLUTIONS 2023
- Exam (elaborations) • 9 pages • 2023
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ABMDI .The 
Medicolegal Death 
Investigator/ 
Demonstrating 
Scientific 
Knowledge 100% 
UPDATED 
SOLUTIONS 2023 
Drowning is diagnosed by 
A. The combination of autopsy findings and a history of submersion 
B. Water or fluid in the stomach 
C. A hx of the body being submerged 
D. Water or fluid in the lungs 
E. Absence or traumatic injury - ANSWER A. The combination of autopsy findings and 
a history of submersion 
As an investigator, which of the following injuries would make you most su...
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Actividad 1. El método científico en la investigación educativa
- Case • 5 pages • 2022
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Elije una actividad a realizar de las dos que se presentan: 
Actividad 1: (Resulta en la siguiente página) 
Propón un tema de investigación. Reflexiona sobre cómo se realizaría la misma 
desde un modelo cuantitativo, uno cualitativo y uno socio-crítico. Explícalo en 5 
a 8 líneas. 
Actividad 2: 
Compara las ventajas e inconvenientes que cada uno de los modelos podría tener, 
teniendo en cuenta cómo llevarlo a cabo, los resultados que se podrían alcanzar, 
etc
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9. La indumentaria en Asia, África y América. Panorama histórico y repercusiones en la moda occidental. Accesorios, complementos y ornamentación. La significación del ornamento.
- Other • 105 pages • 2022
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Temario realizado para la oposición de Maestros de Taller, especialidad Patronaje y Confeccion. El tema incluye todos los epígrafes, información complementaria, justificación y conclusión. El lector puede hacer una síntesis.
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HUD Exam 2023 Correct Questions and Answers 100% Rated.
- Exam (elaborations) • 89 pages • 2023
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HUD Exam 2023 Correct Questions and Answers 100% Rated. 
Telephone Customer Services: correct answerAssistance provided by the financial institution over the 
phone to help customers with banking complications. 
Mobile Banking: correct answerAllows clients to utilize banking services with mobile technology. 
Services often included in mobile banking include a view of up-to-date transactions, fund transfers, or 
remote check deposits. 
Overdraft Fee correct answerFee charged when an account does ...
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UGBA 135 Midterm questions & answers graded A+ 2023/2024 already passed
- Exam (elaborations) • 16 pages • 2023
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UGBA 135 Midterm 
FICO Score - correct answer measure of consumer credit risk 
 
Highest FICO Score - correct answer 850 
 
Factors determining FICO Score - correct answer Credit report is based on: 
-35% paying your bills on time over time 
-30% your debt-to-credit ratio ( borrowing money/ credit limit) 
-15% length of credit history 
-10% mix of credit cards and loans (like to see things other than credit card; Rent, any loan (e.g. leasing car)) 
-10% new accounts and recent applications for c...
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AGEC 235- exam 2 questions with correct answers
- Exam (elaborations) • 12 pages • 2023
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what is credit CORRECT ANSWER receiving cash, goods, or services with an obligation to pay later 
 
FICO score CORRECT ANSWER -attached to SSN 
-ranges from 300-850 
-determines interest rates 
-predicts risk 
 
what are the three credit reporting agencies CORRECT ANSWER Equifax, Experian, TransUnion 
 
what 5 things make up your FICO score CORRECT ANSWER -payment history (35%) 
-amounts owed (30%) 
-new credit (10%) 
-types of credit (10%) 
-length of credit history (15%) 
 
whats a good perc...
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UGBA 135 Midterm Question and answers already passed 2023/2024
- Exam (elaborations) • 16 pages • 2024
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UGBA 135 Midterm Question and answers already passed 2023/2024FICO Score - correct answer measure of consumer credit risk 
 
Highest FICO Score - correct answer 850 
 
Factors determining FICO Score - correct answer Credit report is based on: 
-35% paying your bills on time over time 
-30% your debt-to-credit ratio ( borrowing money/ credit limit) 
-15% length of credit history 
-10% mix of credit cards and loans (like to see things other than credit card; Rent, any loan (e.g. leasing car)) 
-10...
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NACA HUD Certification Exam 2023-2024 Questions and Answers 100% Correct
- Exam (elaborations) • 6 pages • 2024
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NACA HUD Certification Exam Questions and Answers 100% Correct 
 
NACA HUD Certification Exam Questions and Answers 100% Correct 
 
 
Credit Report - ANSWER-a compilation of data about you that has been gathered by credit reporting agencies or "credit bureaus" 
 
Length of Credit History - ANSWER-Makes up 15% of FICO score 
 
Type - ANSWER-__ of credit use makes up 10% of FICO score 
 
New Credit or Inquiries - ANSWER-Makes up 10% of FICO score 
 
Amounts Owed - ANSWER-Makes up 30% of FICO s...
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