Fha mortgage insurance Study guides, Class notes & Summaries
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Champions Real Estate Finance Exam (New 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| A Grade
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Champions Real Estate Finance Exam (New 
2024/ 2025 Update) Questions and Verified 
Answers| 100% Correct| A Grade 
 
 
QUESTION 
 By FHA paying a claim to the lender in the event of a homeowner's default does this increase or 
reduce the risk? 
 
 
Answer: 
FHA will bear less risk and lower the risk 
 
 
 
QUESTION 
 This can be paid at closing or added to the loan at funding 
 
 
Answer: 
UFMIP 
Up Front Mortgage Insurance Premium 
 
 
 
QUESTION 
 What is the LTV of an FHA loan 
 
 
...
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Gold Coast Chapter 13:questions n answers graded A+ 2024/2025
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Gold Coast Chapter 13: 
Although there are a number of different methods for repaying a loan, there are only 3 types of mortgages: - correct answer FHA insured; 
 
VA guaranteed; 
 
And conventional. 
 
FHA insured mortgage loans: - correct answer The Federal Housing Administration (FHA) is a part of the U.S Department of Housing and Urban Development (HUD). ***The FHA DOES NOT make loans. Instead, it insures loans made by approved local lenders. The loan is funded by a lending institution, su...
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Real Estate Salesperson California State Exam 2023 with complete solutions
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Which of the following is most vital or important in planning a subdivision: - ANSWER-Market Analysis 
 
When rent is computed on the gross sales of a business occupying real property, the lease is correctly termed: - ANSWER-Percentage Lease 
 
What is not an adequate method of transferring property? - ANSWER-Executive Sale 
 
What is considered personal property? - ANSWER-Existing Mortgage 
 
If an income property is valued at $100,000 based on an 8% capitalization rate, what would be the value...
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California Real Estate Exam 2024 with 100% correct answers
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An appraiser's definition of "Value" would be: 
 
a. present worth of all rights to future benefits arising out of ownership. 
b. the ability of one commodity to command other commodities in exchange. c. relationship between the thing desired and the potential purchaser. 
d. all of the above. -correct answer d. all of the above. 
 
These are elements of value. 
 
Which of the following abbreviations is associated with the FHA? 
 
a. NAR 
b. CPM 
c. MIP/MMI 
d. MBA -correct answer c. MIP/MMI...
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Gold Coast Chapter 13:questions with correct answers 100%
- Exam (elaborations) • 39 pages • 2024
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Gold Coast Chapter 13:questions with correct answers 100%Although there are a number of different methods for repaying a loan, there are only 3 types of mortgages: - correct answer FHA insured; 
 
VA guaranteed; 
 
And conventional. 
 
FHA insured mortgage loans: - correct answer The Federal Housing Administration (FHA) is a part of the U.S Department of Housing and Urban Development (HUD). ***The FHA DOES NOT make loans. Instead, it insures loans made by approved local lenders. The loan is fu...
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Florida Real Estate U Final Exam Questions & Answers(RATED A)
- Exam (elaborations) • 39 pages • 2023
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An appraisal can be completed by which of the following? 
 
A home inspector 
A real estate broker 
A licensed appraiser using USPAP standards 
A mortgage loan originator - ANSWERA licensed appraiser using USPAP standards 
 
What is a BPO? 
 
Broker Price Opinion 
Best Practice Organization 
Best Prospective Offer 
Beyond Present Opportunities - ANSWERBroker Price Opinion 
 
Which of the following is incorrect? 
 
Farming methods include Direct Mail and Just Listed Post Cards. 
Farming only invo...
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HUD Housing Counselor Certification Practice (HUD Knowledge Assessment) with Complete Solutions
- Exam (elaborations) • 27 pages • 2024
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HUD Housing Counselor Certification Practice (HUD Knowledge Assessment) with Complete Solutions 
 
HUD Housing Counselor Certification Practice (HUD Knowledge Assessment) with Complete Solutions 
 
HUD Housing Counselor Certification Practice (HUD Knowledge Assessment) with Complete Solutions 
 
 
What is the maximum percent of area median income allowable for a household to qualify for a Housing Choice Voucher? - ANSWER-50% 
 
Which is the maximum recommended housing ratio for renting an apartm...
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California Real Estate Exam Multiple Choice Questions | 100% Correct Answers | Verified | Latest 2024 Version
- Exam (elaborations) • 180 pages • 2024
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An appraiser's definition of "Value" would be: 
a. present worth of all rights to future benefits arising out of ownership. 
b. the ability of one commodity to command other commodities in exchange. c. relationship between 
the thing desired and the potential purchaser. 
d. all of the above. - d. all of the above. 
These are elements of value. 
Which of the following abbreviations is associated with the FHA? 
a. NAR 
b. CPM 
c. MIP/MMI 
d. MBA - c. MIP/MMI 
MIP - Mortgage Insurance Premium/Mu...
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Real Estate Finance I-CHAMPIONS Exam | 60 Questions and Answers.
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Real Estate Finance I-CHAMPIONS Exam | 60 Questions and Answers. 
The minimum downpayment on a VA loan is: 
 
(a) 2% of the sales price 
 
(b) 0% of the sales price 
 
(c) 3.75% of the sales price 
 
(d) 1% of the sales price - Answer- B 
_________ is the process of creating a new mortgage loan. 
 
(a) Origination 
 
(b) Funding 
 
(c) Underwriting 
 
(d) Servicing 
* - Answer- A 
A veteran can have more than one VA loan: 
 
(a) If the prior VA loan was paid in full and the property disposed of ...
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Champions Real Estate Finance Exam Review (New 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| A Grade
- Exam (elaborations) • 52 pages • 2024
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Champions Real Estate Finance Exam 
Review (New 2024/ 2025 Update) Questions 
and Verified Answers| 100% Correct| A 
Grade 
 
QUESTION 
HUD 
established as a cabinent dept by Dept of Housing & Urban Development Act 
 
 
 
QUESTION 
 HUD was created in ____________________. 
 
 
Answer: 
1965 
 
 
 
QUESTION 
 FHA (Federal Housing Administration) 
 
 
Answer: 
provides mortgage insurance on loans made by approved lenders throughout U.S. 
 
 
 
QUESTION 
 Community Development Block (CDBG...
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