AINS 102 Ch 2 Exam Correctly Solved| AINS 102 Review Questions with 100% Verified Answers| AINS 102 Test Questions with Right Answers| AINS 102 Exam with Correct Solutions| AINS 102 Ch 1 Questions with Correct Answers| AINS 102 Understanding Personal Insurance Exam Correctly Solved | AINS 102 Quest...
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Which one of the following statements is true regarding automobile insurance rating? Select one: A. State regulators require that all insurers offer discounts on auto rates for passive restraints. B. Most insurers base automobile rates on primary rating factors and do not consider any other facto...
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Add to cartWhich one of the following statements is true regarding automobile insurance rating? Select one: A. State regulators require that all insurers offer discounts on auto rates for passive restraints. B. Most insurers base automobile rates on primary rating factors and do not consider any other facto...
Personal property - All tangible or intangible property that is not real property. Policy period - The time frame, beginning with the inception date, during which insurance coverage applies. Post judgment interest - Interest that may accrue on damages after a judgment has been entered in a ...
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Add to cartPersonal property - All tangible or intangible property that is not real property. Policy period - The time frame, beginning with the inception date, during which insurance coverage applies. Post judgment interest - Interest that may accrue on damages after a judgment has been entered in a ...
When property is damaged, individuals sustain certain financial consequences as a result of the damage. These consequences can include Select one: A. Increased expenses. B. Coverage termination. C. Increased premiums. D. Policy endorsements. - A. Increased expenses. Which one of the followi...
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Add to cartWhen property is damaged, individuals sustain certain financial consequences as a result of the damage. These consequences can include Select one: A. Increased expenses. B. Coverage termination. C. Increased premiums. D. Policy endorsements. - A. Increased expenses. Which one of the followi...
Real property (realty) - Tangible property consisting of land, all structures permanently attached to the land, and whatever is growing on the land. Personal Property - possessions such as jewelry, furniture, and boats Damage to building by vandalism - Put a fence around the building - Loss...
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Add to cartReal property (realty) - Tangible property consisting of land, all structures permanently attached to the land, and whatever is growing on the land. Personal Property - possessions such as jewelry, furniture, and boats Damage to building by vandalism - Put a fence around the building - Loss...
John is a recent homeowner and is considering the insurance coverages he needs for his home and contents. If damaged by a peril covered by a homeowners policy, which one of the following would be considered part of John's real property? Select one: A. The boat in the driveway B. The detached gar...
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Add to cartJohn is a recent homeowner and is considering the insurance coverages he needs for his home and contents. If damaged by a peril covered by a homeowners policy, which one of the following would be considered part of John's real property? Select one: A. The boat in the driveway B. The detached gar...
Steve and Amy were about to purchase their first home. During the process, they were advised that they needed to purchase a HO-3 insurance policy. The HO-3 policy would provide Steve and Amy with coverage for all of the following, EXCEPT: Select one: A. Their cars B. Personal Liability C. The ho...
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Add to cartSteve and Amy were about to purchase their first home. During the process, they were advised that they needed to purchase a HO-3 insurance policy. The HO-3 policy would provide Steve and Amy with coverage for all of the following, EXCEPT: Select one: A. Their cars B. Personal Liability C. The ho...
The Agreement and Definitions page of the Personal Auto Policy (PAP) includes Select one: A. The name and mailing address of the insured. B. A general agreement stating the insurer's duty to pay damages and defense costs subject to the terms of the policy. C. The name of the insurer issuing the...
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Add to cartThe Agreement and Definitions page of the Personal Auto Policy (PAP) includes Select one: A. The name and mailing address of the insured. B. A general agreement stating the insurer's duty to pay damages and defense costs subject to the terms of the policy. C. The name of the insurer issuing the...
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